The Ultimate Guide to Fintech
A curated Canadian edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
Canadian Fintech News
Regional stories with direct local relevance
Questrade goes live with Temenos software for Questbank
The rollout gives Questbank the core banking system it needs to begin offering deposits and mortgages to Canadian customers under OSFI rules.
Young Canadians drive faster cashback use on Chexy
Cashback spending on Chexy is rising fastest among Canadians under 40, highlighting a shift towards immediate rewards on bills, rent and taxes.
What AI tools did the CRA use in the 2025 tax season?
More than 6.5 million calls strained the Canada Revenue Agency this tax season as its chatbot answered 657,000 tax questions online.
Visa, Wealthsimple pilot stablecoin settlement in Canada
The pilot could let Wealthsimple settle obligations seven days a week, a test of whether blockchain rails can modernise Canadian payments infrastructure.
Premier Construction Software adds early payment tool
Construction suppliers could be paid sooner on approved invoices as Premier folds Quickly's early payment option into its cloud ERP at no upfront cost.
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Visa expands AI payments testing to Canadian issuers
Canadian banks will test how AI agents can initiate card payments as Visa prepares issuers for new controls over consent, fraud and liability.
Analyst Insights
Research and market analysis connected to Fintech
Temenos named Forrester leader in digital banking tech
Agentic era and the UI transition
Thunes ranks among top three in cross-border payments
Rimini Street: SaaS-pocalypse spells opportunity to escape AI lock-in
CFOs face AI talent squeeze amid market volatility
Featured News
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Exclusive: Adyen targets fragmented payments with Intelligent Money Movement
Enterprises could cut reconciliation and liquidity headaches as Adyen folds pay-ins, payouts and treasury into one stack for global platforms.
Exclusive: Wagepoint targets Canada's small firms with AI payroll
Wagepoint bets on Canada's lagging small-business payroll, expanding its AI-powered platform while doubling down on its home market.
Strong growth for Irish tech imports across Australia and New Zealand
Irish tech exports to Australia and New Zealand have surged nearly 60% in five years, with Enterprise Ireland backing rapid sector growth.
Experts: CAD token market growth hinges on clear rules
Canada's tokenised markets hinge on OSC engagement, institutional uptake and hybrid blockchain rails, speakers told a Toronto summit.
Confluent says data streaming will enable faster, better decisions
Confluent says organisations must shift to governed data streaming, with AI agents making millisecond decisions at scale.
Composable, process‑aware AI key to enterprise ROI
Process intelligence and composable architecture are emerging as the missing ingredients to turn fragile AI pilots into resilient, traceable value.
Exclusive: TD's Josh Death on the patents that follow financial innovation
TD's head of intellectual property explains why patents have become central to banking innovation, from mobile to responsible AI.
Expert Columns
The 70% problem: Why checkout is still where eCommerce goes to die
Data quality powers KYB: Mitigating risk and fighting fraud in real-time
How accurate address data powers identity verification
The missing link in eIDV: Why data quality drives fraud prevention
When identity becomes the payment rail
Building digital trust: Data quality provides a scalable path
AI can inspire travel, but it still can't book it. That's about to change
AI is driving the next wave of fintech acquisitions - but most acquirers aren't ready for what comes next
Conquer the KYB challenge: How smarter data quality fuels fintech integrators
The amber problem: Why addresses alone won't solve cross-border payment failures
Interviews
Interviews and video coverage from the network
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Exclusive: Adyen targets fragmented payments with Intelligent Money Movement
Exclusive: Wagepoint targets Canada's small firms with AI payroll
Strong growth for Irish tech imports across Australia and New Zealand
Recent Fintech News
Tetra launches Canada's first regulated CADD stablecoin
Canadian banks and fintechs now have a regulated on-chain settlement option as CADD enters a market long dominated by US-dollar stablecoins.
Wise launches multi-currency interest feature in Canada
Canadians can now earn returns on balances in Canadian dollars, US dollars, euros and pounds sterling without locking up funds.
Wealthsimple adds futures & options for active traders
Canadian self-directed investors will get more advanced tools as Wealthsimple opens futures and broader options access on one platform.
KOHO launches crypto trading in Canada for app users
Canadian app users can now trade more than 20 cryptocurrencies from CAD $1 without leaving KOHO's main platform.
Wise gains Payments Canada membership to target RTR
Canadian customers could get faster, cheaper transfers as Wise moves closer to direct access to the country’s real-time payments network.
TD adds Google virtual card numbers for Canadian shoppers
Canadian shoppers can now use tokenised Visa details at checkout in Chrome and Android, reducing card exposure to merchants.
Float launches AI tool to automate Canadian tax coding
Canadian finance teams could save hours of month-end admin as Float’s new AI tool auto-codes card transactions with 90% precision.
Scotiabank launches AI home energy advice tool in Canada
Homeowners can now get personalised retrofit advice and funding guidance as rising energy bills and weather risks boost demand for upgrades.
Wagepoint names Alexander Gonçalves as Chief Commercial Officer
The hire comes as Wagepoint seeks to turn new products and a refreshed brand into wider uptake among Canadian small businesses and advisers.
DoBusiness.com joins Payments Canada as member in shift
Broader access to Canada’s payment-rule body is giving fintech firms a say in the systems that process CAD $103 trillion a year.
Exclusive: Adyen targets fragmented payments with Intelligent Money Movement
Enterprises could cut reconciliation and liquidity headaches as Adyen folds pay-ins, payouts and treasury into one stack for global platforms.
Dext launches AI Assist as accountants warn of tax errors
Canadian accountants say generic AI advice is already causing filing mistakes, as Dext rolls out a specialist tool for bookkeepers and firms.
Equifax Canada warns of 31% rise in first-party fraud
More applicants are overstating income or other details, with credit card cases nearly doubling and Ontario seeing up to CAD $123 million in losses.
Sezzle launches virtual card for Canadian shoppers
Canadian shoppers can now split payments in stores such as SoftMoc and JD Sports as Sezzle broadens its buy now, pay later reach beyond online checkout.
Nmbr & Paiday target Canada accounting payroll gap
Canadian accounting firms could cut manual payroll work and compliance errors as the new platform centralises dozens of client runs.
Neo Financial second FinTech to join Interac network
Direct access to Interac e-Transfer gives Neo Financial more control over payment features as the network opens to non-bank providers.
Canadians embrace multi-banking as fees & budgeting bite
Rising fees and tighter household budgets are pushing more Canadians to split their money across digital and traditional providers.
TD launches Easy Trade app for novice Canadian investors
Novice investors can now start with CAD $1 as TD targets younger Canadians who want simpler, low-cost access to shares and funds.
RBC partners with Hopper to update Avion Rewards Travel
Avion Rewards members will soon get a new booking portal with flexible point redemptions and pricing tools as RBC shifts travel tech to Hopper.
Canada passes Budget 2025 with stablecoin, defence changes
Consumers will soon get faster access to deposited funds, while banks face new fraud rules and stablecoins enter a regulated Canadian framework.
